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4 reasons why people use us

  1. We listen to clarify your insurance needs 1st
  2. We offer the best benefits & price in the market
  3. FREE Professional advice to support your decision
  4. Available when you need us. Call 021 246 3910
 
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Group Employee
Benefits

Do your people have access to health insurance, income protection and lump sum insurance pay-outs when they need it most?

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Personal
Insurance

Do you need the right cover for you and your family in the event of the unexpected?


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Business
Insurance

Is your business and are your shareholders protected if you are disabled or die unexpectedly?


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Need Personal Insurance?

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Need Business Insurance?

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Does my personal insurance need a check up?

If you score “Greens” for 1-3 questions – some of your financial affairs appear o.k. – good to have a general check with us.

If you score 4 “Reds” or more – RED ALERT – you and your family appear exposed.

I have drafted a Will to distribute my estate to my loved ones
I have full faith that the public hospital system will be able to provide full care for me when I need it
I have hospitalisation and surgical insurance coverage that can provide for my hospital bills without any out-of-pocket expenses
I have funds (i.e. assets/cash equivalents/income protection/mortgage repayment insurance) to provide for expenses if I can't work for 6 months
I am able to manage my expenses for at least six months if I were to have a trauma such as a heart attack or cancer
My day-to-day living expenses and ongoing bills would be taken care of if I suffered a disability and could not work again or for a few years
My house will be fully paid-up in the event of my death or disability
I have life insurance and disability insurance coverage of at least 10 times my gross annual income

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Does my business insurance need a check up?

If you score “Greens” for 1-3 questions – some of your financial affairs appear o.k. – good to have a general check with us.

If you score 4 “Reds” or more – RED ALERT – you and your business appear exposed.

My business will continue to trade if I become sick, disabled and unable to work
My personal guarantees for business loans and overdrafts are covered if I am unable to work
My business has emergency funding to recruit replacements for our key people if they are unable to work
Future control of the business will stay with those I choose /in the business if one /more of the shareholders becomes disabled
My income is covered if I become unable to work

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